Austudy assets test 2026
The assets free areas and limits that decide how much Austudy you can get.
| Situation | Assets free area |
|---|---|
| Single — Homeowner | $333,000 |
| Couple (combined) — Homeowner | $499,000 |
| Single — Non-homeowner | $600,000 |
| Couple (combined) — Non-homeowner | $766,000 |
Source: DSS Social Security Payment Parameters, 1 July 2026 — Allowances (JobSeeker Payment, Parenting Payment, Youth Allowance, Austudy) — Assets limits
Allowance payments are not paid at a reduced rate under the assets test — payment is nil once assets exceed the limit.
| Situation | Assets limit |
|---|---|
| Single — Homeowner | $333,000 |
| Couple (combined) — Homeowner | $499,000 |
| Single — Non-homeowner | $600,000 |
| Couple (combined) — Non-homeowner | $766,000 |
Austudy has an assets test that works as a hard limit rather than a gradual reduction. If your assets are under the limit you can be paid, subject to the income test. If your assets are over the limit, you are not paid.
The home you live in is not counted, and the limit is higher for non-homeowners than for homeowners. The current asset limits are shown on this page.
More on Austudy
- Austudy overviewRate, tests and calculator
- Full rate tableEvery variant
- Income testHow earnings change it
- CalculatorEstimate your payment
Estimates and general information only — not financial advice. Check Services Australia for your circumstances.
Rates current as of 1 January 2026. Source: DSS / Services Australia. Last checked 17 July 2026.