BenefitRates

Austudy calculator

Estimate your Austudy for 2026. This is an estimate only — Services Australia works out your actual payment. Every threshold below is taken from the published rates, and the formula is shown with your result.

Income Bank: students and apprentices build up an Income Bank. Unused fortnightly income limits carry over, so income up to your Income Bank balance may not reduce your payment — this estimate does not include your Income Bank credit. See the Income Bank explainer for details.

Your own gross income, before tax.

This is an estimate. Services Australia calculates your actual payment.

Estimated Austudy payment

$677.20per fortnight

  • ≈ per year (×26 fortnights) $17,607.20

Using the maximum rate including the Energy Supplement: $677.20 (basic rate $677.20).

How this is worked out

Rate basis = $677.20 (incl. Energy Supplement)reduction = 50c × (income between $539.00 and $646.00) + 60c × (income above $646.00)= $0.00payment = max(0, $677.20 − $0.00) = $677.20

Estimates and general information only — not financial advice. Check Services Australia for your circumstances.

More on Austudy

Rates current as of 1 January 2026. Source: DSS / Services Australia. Last checked 17 July 2026.